It’s virtual accounts, but on steroids. Whether you are an e-commerce operation or a physical shop, our payment processing products allow you to accept payments in multiple ways easily. In all cases, you receive your settlement instantly, your notifications instantly and everything magically reconciles.
PayWithTransfer for E-commerce
Integrate our pay with transfer option into your website and mobile apps. Your users can order for items and make payment with ease, straight from your platform.
PayWithTransfer for In-store payments
Yet to have an online presence? Not a problem! Virtual accounts can be generated for your store with provision of decals where clients can view the account details and make transfers. Payment notification is instant and settlement is swift.
PayWithTransfer for Entrepreneurs and SMEs
Small business owners and entrepreneurs can also enjoy the benefits of Pay with Transfer. With or without an online platform, a virtual account can be generated for easy payment collection.
Instant settlement to an account of your choice
Payment received via the virtual account is immediately settled into any preferred bank account of the business owner. This provides a more transparent reconciliation process for the business.
Smooth and automated reconciliation
Cash is automatically reconciled and fulfilled for you. Say goodbye to manual confirmations of transactions.
Create a reward system for clients
We reward your customers with instant cashback into the same account, affordable transfers, a CREDIT line and ZERO-fee withdrawals, Also, a gamification engine is available to your customers as a loyalty reward for doing business with you consistently. Now you can give your customers a delightful payment experience with PayWithTransfer.
48K+
Active Merchants
257M+
Transaction Value
96%
Success Rate
Benefits to your customers
With PayWithTransfer, it’s more than just payments. Customers can also enjoy;
Smoother
Payment Experience
Easier and faster dispute settlement on payment
Enjoy actual banking services with incentives like cheaper transfer fee, access to uncollateralized loans.
Additional benefits like unique and specialized savings and investment plans and discounted airtime purchase from your platform.
Benefits to Businesses
Take advantage of PayWithTransfer for your business and enjoy:
Higher Payment Success Rates
Instant Settlement.
Auto-Reconciliation of Transactions
Improve customer retention through loyalty program.
Customer stories
Testimonials
By enrolling in the Four Bear Program, UM guarantees you will graduate in four years with a bachelor’s degree. Discover the global city—filled with inspiration, opportunities to explore.
By enrolling in the Four Bear Program, UM guarantees you will graduate in four years with a bachelor’s degree. Discover the global city—filled with inspiration, opportunities to explore.
By enrolling in the Four Bear Program, UM guarantees you will graduate in four years with a bachelor’s degree. Discover the global city—filled with inspiration, opportunities to explore.
By enrolling in the Four Bear Program, UM guarantees you will graduate in four years with a bachelor’s degree. Discover the global city—filled with inspiration, opportunities to explore.