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It’s virtual accounts, but on steroids. Whether you are an e-commerce operation or a physical shop, our payment processing product allows you to easily accept payments in multiple ways. In all cases, you receive your settlement immediately, your notifications instantly and everything seamlessly reconciles.


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For e-commerce

For e-commerce

Integrate our pay with transfer option into your website and mobile apps. Your users can order for items and make payment with ease, straight from your platform.


For physical stores

For physical stores

Yet to have an online presence? Not a problem! Virtual accounts can be generated for your store with provision of decals where clients can view the account details and make transfers. Payment notification is instant and settlement is swift.

For freelancers
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For freelancers

Small business owners and entrepreneurs can also enjoy the benefits of Pay with Transfer. With or without an online platform, a virtual account can be generated for easy payment collection.

Instant settlement to an account of your choice

Payment received via the virtual account is immediately settled into any preferred bank account of the business owner. This provides a more transparent reconciliation process for the business.

Smooth and automated reconciliation

Cash is automatically reconciled and fulfilled for you. Say goodbye to manual confirmations of transactions.








Create a reward & loyalty programme

We reward your customers with instant cashback into the same account, affordable transfers, a CREDIT line and ZERO-fee withdrawals, Also, a gamification engine is available to your customers as a loyalty reward for doing business with you consistently. Now you can give your customers a delightful payment experience with PayWithTransfer.

18K+
Businesses
N50Bn+
Processed
96%
Success Rate

Benefits to your customers

With PayWithTransfer, it’s more than just payments. Customers can also enjoy;

Smoother<br/>Payment Experience</br></br></br></br>

Smoother
Payment Experience




Easier and faster dispute settlement on payment</br></br></br></br>

Easier and faster dispute settlement on payment




Enjoy actual banking services with incentives like cheaper transfer fee, access to uncollateralized loans.
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Enjoy actual banking services with incentives like cheaper transfer fee, access to uncollateralized loans.


Additional benefits like unique and specialized savings and investment plans and discounted airtime purchase from your platform.

Additional benefits like unique and specialized savings and investment plans and discounted airtime purchase from your platform.

Benefits to Businesses

Take advantage of PayWithTransfer for your business and enjoy:

Higher Payment Success Rates

Instant Settlement.
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Instant Settlement.



Auto-Reconciliation of Transactions

Auto-Reconciliation of Transactions

Improve customer retention through loyalty program.

Improve customer retention through loyalty program.

Customer stories

Testimonials

Thank you OnePipe for creating the PWT platform, where growing business owners could present a valid transaction process to their clients. I use the platform and it is actually fast and effective.

Diunommassage

Pwt came as a rear gift to us,we came on board few days before the scarcity of cash and it has been our only option is getting prompt alert notification when all other bank network went crazy.

Mrs Oluwatayo Olaide-Raji | CEO, Happy Hour Allen Avenue

Get your customers to PayWithTransfer


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